Terms & Conditions

  1. Acceptance of Terms
    By accessing or using this website, you agree to be bound by these Terms & Conditions and all applicable laws. If you do not agree, please discontinue use of the site.
  2. About This Website
    This website is operated by Torchbearer Strategies, LLC. The purpose of the site is to provide general information about our consulting services, background, and ways to contact us. The content is for informational purposes only and does not constitute professional advice.
  3. Use of Website Content
    All content on this site—including text, graphics, logos, and other materials—is owned by or licensed to Torchbearer Strategies. You may view, download, or print content for personal, non‑commercial use only. You may not reproduce, modify, distribute, or use any content for commercial purposes without written permission.
  4. No Professional Advice
    Information on this website does not create a consulting relationship and should not be relied upon as professional, legal, financial, or technical advice. Any engagement with Torchbearer Strategies requires a separate written agreement.
  5. Accuracy and Updates
    We strive to keep information current and accurate, but we make no guarantees regarding completeness, reliability, or timeliness. Content may be updated, modified, or removed at any time without notice.
  6. Third‑Party Links
    This website may include links to third‑party websites for convenience. We do not control or endorse those sites and are not responsible for their content, policies, or practices.
  7. Limitation of Liability
    To the fullest extent permitted by law, Torchbearer Strategies is not liable for any direct, indirect, incidental, consequential, or special damages arising from your use of this website or reliance on its content.
  8. Privacy
    Any personal information you voluntarily submit (such as through a contact form or email) will be used solely to respond to your inquiry or provide requested information. We do not sell or share personal information with third parties except as required by law. For more details, please refer to our Privacy Policy.
  9. Intellectual Property
    All trademarks, service marks, and logos displayed on this site are the property of Torchbearer Strategies unless otherwise noted. Unauthorized use is prohibited.
  10. Governing Law
    These Terms & Conditions are governed by the laws of the State of Georgia, without regard to conflict‑of‑law principles. Any disputes arising from use of this website shall be resolved in the state or federal courts located in Georgia.
  11. Changes to These Terms
    We may update these Terms & Conditions periodically. Continued use of the website after changes are posted constitutes acceptance of the revised terms.
  12. Contact Information
    For questions about these Terms & Conditions, please contact:
    Torchbearer Strategies, LLC
    Peachtree Corners, Georgia
    Email: ralph@torchbearerstrategies.com